Does portfolio management make you feel like you are rolling the dice?

Have you ever felt unsure about managing your retirement account? Do you know whether or not your portfolio is optimally diversified?

You just got hired by a new company and you're filling out the "paperwork" the first day; actually, it's not really paper any more: it's all done on your desktop computer.  You get to the screen that asks if you want to participate in the company's 401(k) plan.  

Of course you do!  They match fifty-cents-on-the-dollar and you can contribute up to 10% of your pretax income; that's like getting a 5% raise for doing nothing!  Next comes the screen where you must decide how to invest your hard earned retirement savings.

You are faced with a bewildering array of  investment choices! with seemingly no logical way to decide!

You can choose from Asset Allocation funds, Balanced funds, Large Cap Blend funds, Long-Term Government Bond funds, Diversified Emerging Market funds, and so on: 173 mutual funds from which to choose.  And remember, the allocations must be in whole percents, and must add up to 100% before you can procede to the next page. 

You want the best return you can get, as long as it's not too risky: you need a good-sized retirement fund so you can live out your life comfortably, but if things go badly and you lose half your investment you're doomed.

How to overcome information overload, and make a logical reasoned decision regarding an optimally diversified portfolio allocation?

Take a deep breath, calm down, and load Portfolio Optimizer Pro™ on your PC immediately!.

Portfolio Optimizer Pro™ (POP™) helps you analyze investment portfolios by looking at the two most important characteristics of an investment: risk and return. POP™ helps you get the lowest risk for a given level of return or the highest return for a given level of risk.

Based on the Nobel Prize-winning research of economist Harry Markowitz, POP™ was designed to be both powerful and easy-to-use.

POP™ gets part of its power from Modern Portfolio Theory (MPT): the idea that you analyze the risk / return characteristics of an entire portfolio and that, by carefully selecting the securities in that portfolio and simply changing how you allocate your money amongst those securities you can either increase the expected return while keeping the expected risk constant, or you can decrease the expected risk while keeping the expected return constant. With a carefully-constructed portfolio, it is possible to get lower portfolio risk than the risk of any of the individual securities, or higher portfolio return than the return of any of the individual securities. The mathematics to do all this are built into POP™.

POP™ gets some of its power from its input data: POP™ downloads data from the internet on the securities you want to analyze in your portfolio, and it does it in real time! You can analyze stocks, ETFs, mutual funds, REITs, and indices that are publicly traded on any exchange worldwide. Furthermore, the data are downloaded when you construct the portfolio; there's no need to worry that you are analyzing data that are days, weeks, even months out-ot-date.

Finally, POP™ gets the remainder of its power from the wide array of analysis options it provides. You can choose the amount of data to analyze; you can choose whether to minimize risk for a given return or maximize return for a given risk; you can choose how to measure risk to fit your objectives; you can set limits on the minimum and maximum holdings in any security; you can choose the benchmark against which to compare the performance of your portfolio.

POP™ gets its ease-of-use from a well-designed interface and, surprisingly, from its powerful design as well. As the user, you need only enter the ticker symbols for the securities you own or are considering, the amount of money in your portfolio, and the level of risk or return that you want. That's it: POP™ does the rest! Whether you have no experience in finance or you have managed a hedge fund for twenty years, with POP™ you can perform a professional portfolio analysis in minutes.